Your real lifestyle number
See the salary your current housing, transportation, debt, and household choices actually require.
The Lifestyle Calculator
Find out what your income should actually afford—and which recurring choices are quietly making a good salary feel small.
Free to calculate. No credit card required.
Example result
You earn $112K, but live like you earn $143K.
Biggest gap: housing + vehicle
What to expect
No invented precision
Assumptions are visible, so you can understand and adjust your result.
No coffee lectures
We focus on high-impact defaults, not tiny purchases that make life enjoyable.
How it works
Lifestyle Math connects your income to the costs that define your day-to-day life, then shows the most useful place to act.
See the salary your current housing, transportation, debt, and household choices actually require.
Find the few recurring expenses creating the widest gap between what you earn and what life feels like.
Turn the analysis into specific changes and an estimate of how much you could redirect toward wealth each year.
Start free, go deeper when useful
Calculator
Free
A fast read on what your salary currently feels like.
Deep-dive report
$39 one time
A detailed analysis of the decisions creating your lifestyle gap and a personalized roadmap for closing it.
Planner
$10 / month
Keep your lifestyle aligned as income and expenses change.
Good questions
Your number is waiting
In a few minutes, turn your income and recurring expenses into a clear Lifestyle Score.
Calculate my free score